Normand Jordan, Author at On Deck Refinance

Oct282025 by Normand JordanNo Comments

The Effect of Recent GST Reforms on Consumption Mutual Funds

Finance

India’s economy is driven significantly by consumption. Consumption mutual funds, which primarily invest in companies benefiting from domestic consumer demand, are naturally linked to trends in spending. The recent GST reforms of September 2025, aimed at reducing rates across several essential sectors, have a direct and indirect impact on consumption patterns and, by extension, on consumption-focused investments. Let’s explore how. How GST Reforms Influence Consumption Consumption mutual funds primarily invest in companies benefiting from domestic consumer demand. The 2025 GST reforms have reduced taxes on several such sectors, boosting affordability and disposable income for households, which can directly influence spending patterns. Key consumption-related sectors affected include:...

Aug112025 by Normand JordanNo Comments

Riding the Memecoin Wave: The Art (and Chaos) of Trading Internet’s Wildest Assets

Finance

If cryptocurrencies are the financial frontier, memecoins are the neon-lit roadside attractions — flashy, unpredictable, and oddly magnetic. Born from internet jokes, cultural moments, or just pure whimsy, these digital tokens have transformed from lighthearted experiments into billion-dollar phenomena. The question for traders in 2025 is no longer “Are memecoins serious?” but rather “How do I ride this rollercoaster without falling off?” Why Memecoins Still Matter in 2025 By now, the crypto world has matured. Institutions have embraced Bitcoin, Ethereum’s ecosystem powers DeFi, and regulation has crept into previously wild markets. Yet memecoins remain the mischief-makers of the blockchain — capable of rallying thousands of percent in hours, often with no fundamental reason ex...

May172025 by Normand JordanNo Comments

Prepared for Impact: Planning for Life’s Unseen Turns

Insurance

In one split second, everything seems to be okay and rewarding; the next, the accident changes the routine, combined with health issues, and shoots up expenses. No injury is expected, but the trauma does not merely stop at physical. That is why opting for personal accident insurance should not just be wise; it must be the sole criterion for your lack of worry. Help When It Hurts Accident claims are designed precisely for such unpredictable times. It offers a financial help system that is activated once one is injured in an accident, having to pay out money for medical bills, hospital stays, emergency treatments, or even long-term recovery if less acute. Thus, personal accident insurance lets you concentrate on recovery instead of worrying about where the check comes from. Power Through ...

Mar262025 by Normand JordanNo Comments

Unlocking Success with Quality Management in Medical Devices: A Guide

Business

Streamlining Success with ISO 13485:2016 Documentation Understanding quality management within the medical field can seem like a daunting task. However, the ISO 13485:2016 Documentation just made the process a whole lot easier. This all-inclusive guide decodes each step your organization must undertake to comply with ISO 13485:2016 requirements. A comprehensive description of all elements of the management system and associations to documented procedures are meticulously covered in each section of this manual. The manual acts as a significant tool during external audits and serves as a beneficial internal resource for everyone in the organization. This essential reference manual is just a click away and you can own your copy for a small investment of $100 USD [Purchase Here](#). Expand Y...

Feb52025 by Normand JordanNo Comments

Senior Citizen Savings Account Calculate Your Interest Easily with a Bank Calculator

Finance

As senior citizens enter retirement, their income needs and banking requirements change significantly. Banks recognise this and offer customised savings account solutions specifically for older adults over 60. These specialised accounts provide preferential benefits to meet the lifestyle needs of senior citizens. Dedicated savings accounts offer seniors higher interest rates, relaxed balance requirements, personalised services, and security features. Understanding these offerings and using online calculators can help retirees determine the additional returns they can earn. This blog discusses the key features and benefits of senior citizen savings accounts, how to use interest calculators, and how to choose the right account provider and open one digitally or offline. Benefits of Se...

Nov212024 by Normand JordanNo Comments

How to use software for streamlined property acquisition?

Finance

In today's fast-paced real estate market, buying properties has become more complex. The good news is that modern software tools can make this process easier. The first step is to pick the right software for your needs. Good property acquisition software should be easy to use and have key features like document storage, financial tracking, and communication tools. These basic tools will help you stay organized from the start of your property search through to closing the deal. Modern software tools offer simple ways to track potential properties, store important papers, and manage your budget. They can also help you work better with other people involved in the buying process, like agents and sellers. Finding and analyzing properties With investment syndication software solutions, you...

Sep42024 by Normand JordanNo Comments

BENEFITS OF INVESTING IN ARBITRAGE FUNDS

Finance

The stock market environment in India is complex and often unpredictable, and thus, people are always in a hope to find ways that would help them to achieve stable profits with less risks. However, arbitrage funds are one among those investing options which have recently come up in the market. Such funds attempt to make their profits going for trade at low risks with the gap of the same asset being traded in different markets. Now let’s discuss in detail the five peculiar advantages of investment in arbitrage funds. Low-Risk Investment Option Conservative investors find arbitrage funds appealing since they are designed to be low-risk investing options. These funds aim to profit on price differences by simultaneously purchasing as well as selling assets in several marketplaces. ...

Aug62024 by Normand JordanNo Comments

The Vital Role of Chartered Accountants in Business Bookkeeping

Finance

Bookkeeping, the meticulous recording of financial transactions, is the backbone of any successful business. For many business owners, maintaining accurate and up-to-date financial records can be overwhelming and time-consuming. This is where chartered accountants Bangor Wales come into play. Their expertise in financial management can transform your business's bookkeeping from a daunting task into a streamlined, efficient process. Here’s how the best accountants Bangor can help with bookkeeping for your business. Expertise and Qualifications Comprehensive Training: Chartered accountants undergo rigorous education and training, gaining a deep understanding of accounting principles, financial regulations, and tax laws. This extensive training ensures they are well-equipped to handle ...

Jul272024 by Normand JordanNo Comments

Top 5 Signs of Poor Bookkeeping in Minneapolis, MN

Finance

Bookkeeping is the backbone of any business's financial health. In fact, proper bookkeeping services in Minneapolis, MN, ensure that your financial records are accurate, up-to-date, and compliant with legal requirements. However, poor bookkeeping can lead to various issues, from missed opportunities to severe financial penalties. Here are the top five signs of poor bookkeeping that can jeopardize your business. 1. Inconsistent Record Keeping One of the first signs of poor bookkeeping is inconsistent recordkeeping. This includes missing invoices, receipts, or expense reports. When records are not consistently maintained, it becomes challenging to track the financial performance of your business accurately. In fact, inconsistent records can also lead to discrepancies in your financial ...

Jul192024 by Normand JordanNo Comments

Efficient Maintenance Strategies for Building Infrastructure

Business

Maintaining building infrastructure is crucial for ensuring longevity, safety, and operational efficiency. Efficient maintenance strategies not only extend the lifespan of critical components but also contribute to cost savings and sustainability efforts. In this article, we explore key strategies for maintaining building infrastructure, focusing on two vital components: Aluminum Outdoor Stair Handrails and Commercial Refrigeration Systems. Importance of Maintenance in Building Infrastructure Proper maintenance of building infrastructure plays a pivotal role in preventing costly repairs and ensuring uninterrupted functionality. Buildings, whether residential or commercial, rely on various systems and components that require regular upkeep to operate at peak performance. Neglecting mainte...