Thomas Bourque, Author at On Deck Refinance

Mar212023 by Thomas BourqueNo Comments

5 Benefits of Kotak Assured Savings Plans for Long-Term Financial Planning

Business

Adding Kotak's Assured Savings Plans to your investment portfolio can be wise. Know the multiple benefits offered by these plans. Today, there are various long-term investment options available in the market. However, choosing the one that best suits your financial goals and requirements is vital. Kotak Assured Savings Plan and Kotak Guaranteed Savings Plan are two such investment options that offer several investment benefits. These savings plans are endowment plans that can help you save for your future financial goals while providing life insurance coverage. Here are some of the benefits of these assured savings plans. Guaranteed Returns One of the significant benefits of a Kotak Assured Savings Plan is that it offers guaranteed returns on investment. The plan provides...

Feb262023 by Thomas BourqueNo Comments

The Eight Benefits of a Backyard ADU

Featured

ADUs (accessory dwelling units), sometimes known as backyard dwellings, are small buildings built on the same property as a single-family home. They are becoming a more popular option for homeowners seeking additional living space while remaining in a bigger house. The following are the eight benefits of building a home in your backyard. An ADU in Los Gatos, CA, might be a great way to increase the size and convenience of your backyard. Acton ADU specializes in high-quality ADUs that are suitable for any outdoor situation. Whether you want to add a new office, children's playroom, or guest room to your home, our skilled team will work with you every step of the way to design the ideal addition. Acton ADU should be considered by families of all sizes due to our thorough design approach. Ca...

Feb62023 by Thomas BourqueNo Comments

Consider the benefits when opening a savings account

Business

It is important for you to have the right details before opening a savings account. You definitely will be able to to achieve more with the right info. Also, with the many online banks available, you will be able to join the right ones with ease. Although these online banks abound, you need to choose them wisely. Being able to choose them wisely will be what your responsibility will be. When you rush to open an account with an online bank because they have good perks, it is wrong. You need to think about your benefits in the long term. That helps a lot. Check their reputation for your good No matter the fame of an online bank, make sure you know for sure its reputation before you decide to create a bank account with them. The finest bank account opening procedure will definitely pr...

Feb22023 by Thomas BourqueNo Comments

Guide to Understand Various Types of Mutual Funds

Business

Are you considering investing in mutual funds? Then you must know about the different types of mutual funds and their features and benefits. Mutual funds can be classified based on different characteristics. If you are a novice investor, you have come to the right place. In this blog, we discuss the different types of mutual funds based on different factors. Classification of mutual funds based on asset class Debt Funds As the name suggests, debt funds primarily invest in fixed-income securities like treasury bills, government bonds, gild funds, etc. Since the investments come with a fixed interest rate, and maturity period, it can be an excellent investment instrument for risk-averse and passive investors looking for regular income with minimal risks. Equity Funds E...

Jan232023 by Thomas BourqueNo Comments

Obtain SEO Assistance to Increase the Number of Visitors to Your Website

Business

Your brand's success will be determined by how well you handle local SEO. SEO, or search engine optimization, is a set of strategies that can help you climb search engine rankings. Working with businesses like Bear Fox Marketing that specialize in SEO in Boise will help you determine how to get started, expand, and measure company success. When developing an SEO strategy, there are various aspects to consider, including the examples below. Make an Efficient Landing Page You created your website so that people who are interested in your company may find it. What good is being number one if you can't convert even a small percentage of your visitors into significant sales? To meet client expectations, your landing page should feature your company's contact information, physical address,...

Dec122022 by Thomas BourqueNo Comments

Benefits of transferring funds from the US to India with Money2India

Business

As an NRI, even when you are settled in the US, you have a strong relationship with your motherland because you are Indian at heart. You may have to fulfil significant personal and family commitments in India. Furthermore, you may also send money to India from the USA to support family maintenance, education, real estate, loan repayments or medical treatment in your family. All in all, most Indian expats have a need to send home money remittances regularly. One of the best options to send money to India from the USA is via Money2India from ICICI Bank. What is Money2India? Money2India is a service from ICICI Bank using which you can send money from any bank in USA to any bank account in India online. This is a secure and cost-effective money transfer service that is trust...

Oct112022 by Thomas BourqueNo Comments

3 Factors to Consider Before Buying Life Insurance

Business

Are you thinking about getting life insurance? Then you must have thought of the amount of money it costs per month. Life insurance is a financial instrument that provides the policyholder's family with financial protection in case of his/her death. It also helps policyholders accumulate funds to meet various financial goals, like funding their child's education, building a retirement corpus, etc. Thus, it's important that you know about various factors before buying life insurance. In this article, we will be discussing some key considerations when buying life insurance and how to get the best possible deal for your budget. There are various life insurance companies. However, not all insurers offer the same coverage. Finding the right insurance isn’t as difficult as one might th...

Aug32022 by Thomas BourqueNo Comments

Learn about the GST Compliance Requirements and Penalties under India’s GST Regime

Business

GST, which stands for Goods and Services Tax, was levied in India on 1st July 2017. This has made the whole tax system a lot less complicated for the people. In case you are new to all this GST terminology, you have come to the right place. Read on to learn about the GST Compliance requirements and penalties under India’s GST Regime. GST has proven to be a win-win situation for the whole country. Its benefits are enjoyed by all, including the government, the industry, and the consumers. This tax gives a boost to the country's economy. What is the aim of GST? The main aim of GST is to make India a place that has common tax rates. This will pave the way for an independent and integrated economy at a national level. By permitting a set-off of different prior-stage taxes for vario...

Jul212022 by Thomas BourqueNo Comments

Basic Facts About Fixed Income Mutual Funds

Business

If you have just started your career and begun thinking about investment plans, then you are certainly on the right track. But at the same time, you have also come to realize that it is not easy to make investments for an average Indian. After all, you have a limited salary, and most of it goes to meet your daily expenditure, or the rest is spent on paying up your loans. However, this does not mean that all your hopes of investment are lost for good. There are still some investment instruments you can consider within your limited budget and still get good returns. Fixed Income Mutual Funds Fixed income mutual funds are an investment instrument that allows you to diversify your portfolio. As you can guess by the name, these funds are useful in generating income. But what exactly a...

Jul212022 by Thomas BourqueNo Comments

Is the current account mandatory for a sole proprietorship?

Business

Primarily, there are two types of bank accounts in India, i.e., savings accounts and current accounts. While people on an individual level prefer savings accounts, current accounts are preferred by businessmen and companies for carrying out high-volume transactions. As savings accounts cater to people who want to save money and deposit their salaries for personal use, current accounts are meant for people who want to carry out business transactions daily. Hence, current accounts come with higher limits on deposits and withdrawals as compared to savings accounts. Be it sole proprietor, businessmen, associations, or trusts. If you want to have a bank account for carrying your business, then it has to be a current account! Let's take a look at how to open a sole proprietorship current b...