Finance Archives - On Deck Refinance

May102025 by Lazaro GodfreyNo Comments

Investing in Nifty 500 and IIFL Share Price: Knowledge Worth Knowing

Finance

In India the stock market has many opportunities for both new and experienced traders. Today, two solid options are the IIFL share price and the Nifty 500 index. Their development and performance are attracting interest both. Should you be looking for long-term benefits, these choices need more investigation. They stand for development, consistency, and an opportunity to make investments in India's future. What is Nifty 500? Broad-based index the Nifty 500 is It comprises the top 500 NSE-listed firms. These businesses range in industry from finance, energy, healthcare, IT, manufacturing, and others. About 96% of India's stock market value overall is covered by the index. This is thus among the best instruments available for monitoring the Indian stock market. It aggregates small-, mid...

May62025 by RaoulNo Comments

Understanding the Importance of Your Credit Card’s Billing Cycle

Finance

If used judiciously, credit cards can be great financial tools. They have various advantages, from establishing a credit history to enjoying rewards and cashback. However, one important aspect that tends to go unnoticed is your credit card billing cycle. Understanding it can prevent you from paying interest charges, help you pay bills on time, and make smarter spending decisions. Let’s break down what a billing cycle is, how it works, and why it matters—especially if you are planning to apply for credit card online. What is a credit card billing cycle? A credit card billing cycle is the period between two consecutive statement generations. It usually lasts for 28 to 31 days, depending on your bank. All transactions—purchases, EMIs, payments, refunds—within this period are record...

Apr292025 by RaoulNo Comments

Why Retail Investors Rush to Apply for IPOs?

Finance

In recent years, there’s been a noticeable trend in India’s financial landscape—an overwhelming rush of retail investors applying for IPOs. Whether it’s a tech unicorn debut or a legacy brand going public, each new IPO seems to attract thousands, sometimes millions, of eager applications from individuals across the country. So, what’s behind this enthusiasm? Why are retail investors—many of them first-timers—so quick to invest in IPOs? Let’s explore the key reasons for this rising craze, especially in a dynamic and ever-evolving stock market like India’s. 1. The Allure of Listing Gains One of the biggest reasons retail investors rush to apply is the potential for listing gains—the profit made between the IPO issue price and the price at which it gets listed on the stock market. These ...

Apr252025 by RaoulNo Comments

How SEBI-Registered Investment Advisors Help Maximize Compounding

Finance

In the journey of long-term wealth creation, having the right support system is as crucial as the strategy itself. That’s where a trusted financial advisory comes into play. More specifically, partnering with a SEBI registered investment advisory ensures your investment decisions are not only smart and personalized but also guided by transparency and compliance. One of the most powerful wealth-building tools they help you leverage? Compounding. Let’s explore how these professionals can help you make the most of compounding to achieve your financial goals. What is Compounding? Compounding is the process of earning returns not just on your initial investment, but also on the returns that investment has already generated. Over time, this leads to exponential growth. The earlier...

Feb52025 by Normand JordanNo Comments

Senior Citizen Savings Account Calculate Your Interest Easily with a Bank Calculator

Finance

As senior citizens enter retirement, their income needs and banking requirements change significantly. Banks recognise this and offer customised savings account solutions specifically for older adults over 60. These specialised accounts provide preferential benefits to meet the lifestyle needs of senior citizens. Dedicated savings accounts offer seniors higher interest rates, relaxed balance requirements, personalised services, and security features. Understanding these offerings and using online calculators can help retirees determine the additional returns they can earn. This blog discusses the key features and benefits of senior citizen savings accounts, how to use interest calculators, and how to choose the right account provider and open one digitally or offline. Benefits of Se...

Jan82025 by Clare LouiseNo Comments

Kurush Mistry: Navigating the Complex Terrain of Independent Film Production

Finance

The 2008 financial crisis presented Kurush Mistry with an unexpected opportunity that would challenge his professional paradigms and reveal his hidden creative potential. What began as a seemingly routine financial investment quickly transformed into a comprehensive journey through the intricate world of independent filmmaking. Kurush Mistry's cinematic venture centered on a profound narrative exploring the lives of four South-Asian professionals in New York. The film delicately examined complex interpersonal dynamics, focusing on cross-cultural dating, generational value conflicts, and the delicate balance between professional aspirations and personal relationships. The screenplay confronted protagonists with profound choices, highlighting the tensions between traditional expectations ...

Dec232024 by RaoulNo Comments

How to Get an Instant Personal Loan Without Documents

Finance

Financial emergencies can arise unexpectedly in the increasingly busy digital world of today. The major benefit of the current state of technology and ease in financial services is that you can now get a personal loan without documents. Let’s find out how it works and what steps you can take when you apply online. What Is a Personal Loan Without Documents? In the past, for a personal loan, you would produce multiple documents ranging from income proof, address proof, and identity proof. However, it is no longer the case, as many financial institutions and fintech companies have compressed the process, where they offer a personal loan apply online without documents or with minimal physical copies. Especially, it is a convenient form of loan for those without immediate access to docu...

Dec192024 by Lazaro GodfreyNo Comments

Simple Ways to Identify Top Gainers and Maximise Your Portfolio Returns

Finance

Finding the top gainers in the stock market is effective if you want higher returning profits. Stocks that close higher than they did the previous day are called gainers. Their trends provide insight for the investor to make more apparent judgements. What is a Top Gainer and Why Does it Matter? Top gainers is a term used to describe stocks that have raised the most in price during a trading day. These stocks are expected to have good market demand and favourable investor sentiment. Most are updated in real-time and listed in descending order according to the percentage gains. Investors can track these stocks to determine which short-term opportunities and companies are creating trends. How Can You Identify the Market’s Top Gainers? We can pinpoint top gainers by studying real-time ...

Dec92024 by Thomas BourqueNo Comments

How Customized Tax Preparation Services Cater to Different Industries

Finance

With taxes, every sector has different requirements. The tax obligations of a retail business are different from those of a digital company, and a restaurant's problems differ from those of a building company. Using business tax preparation services in Westchester is a great option. These services guarantee accuracy, compliance, and optimum savings since they cater to companies' particular requirements. Here's how customized tax preparation helps different industries: Retail Businesses Retail companies deal with complicated sales taxes, particularly if they run several stores. Different tax rates and policies throughout every state can make management challenging. Customized tax services let stores monitor these regulations. Importantly, for tax deductions, they also help with inve...

Nov212024 by Normand JordanNo Comments

How to use software for streamlined property acquisition?

Finance

In today's fast-paced real estate market, buying properties has become more complex. The good news is that modern software tools can make this process easier. The first step is to pick the right software for your needs. Good property acquisition software should be easy to use and have key features like document storage, financial tracking, and communication tools. These basic tools will help you stay organized from the start of your property search through to closing the deal. Modern software tools offer simple ways to track potential properties, store important papers, and manage your budget. They can also help you work better with other people involved in the buying process, like agents and sellers. Finding and analyzing properties With investment syndication software solutions, you...