June 2023 - On Deck Refinance

Jun292023 by Clare LouiseNo Comments

Understanding the Benefits of Retail Billing Software for MSMEs

Finance

In the competitive world of retail, efficient management of sales, inventory, and financial transactions is crucial for the success of Micro, Small, and Medium Enterprises (MSMEs). With the advent of major technology upgrades in this field, retail billing software has emerged as a game-changer for MSMEs, offering a wide range of benefits. In this blog, we’ll take a closer look at the advantages of using retail billing software. Streamlined GST Compliance Process. One of the significant advantages of retail billing software is its ability to streamline Goods and Services Tax (GST) compliance. MSMEs often face challenges in accurately calculating and filing GST returns, leading to potential penalties and losses. Retail billing software equipped with a GST calculator online feature ens...

Jun292023 by Joshua RawlsNo Comments

Financial Advisors vs. Certified Financial Planners: Understanding the Difference

Finance

Seeking professional advice is frequently a sensible move when it comes to managing your finances and making plans. However, the financial sector offers a variety of names and designations, which causes ambiguity regarding the functions and credentials of experts. "Financial advisors" and "Certified Financial Planners" are two terms that are frequently used. Even though these phrases are occasionally utilized synonymously, it's critical to comprehend their distinctions. To assist you in making decisions regarding your financial security, we examine the differences between financial advisors and Certified Financial Planners in this article. Who are Financial Advisors? Professionals that specialize in financial planning and investment management are known as financial advisors. The...

Jun202023 by Lazaro GodfreyNo Comments

Is P2P lending a good investment?

Finance

P2P lending has experienced rapid growth in India. Several P2P lending platforms have emerged, offering loans to individuals and small businesses. The market size has expanded significantly, driven by factors such as increased internet penetration, the need for accessible credit, and the rise of digital lending solutions. What is P2P lending? The practice of lending and borrowing is as old as the existence of money. With traditional money lenders giving loans to individuals at very high interests, as they did not have access to formal lending channels these borrowers were exploited by the Sahukars. However, Peer-to-Peer (P2P) Lending has revolutionized this practice by establishing a marketplace where trustworthy borrowers and investors looking for lucrative investment options thr...

Jun142023 by Lazaro GodfreyNo Comments

What is Commodity Trading, Types & Benefits You Need To Know.

Finance

Are you looking for a way to hedge against inflation and diversify your investments? Commodity trading might be the answer you're looking for. Commodity trading is the buying and selling of commodities such as gold, oil, and other raw materials. It has been around for centuries, with people trading goods such as spices and silk on ancient trade routes. Today, commodity trading has evolved to include a wide range of commodities, from precious metals to energy and agricultural products. In this blog, we will take a closer look at commodity trading, including its types and benefits. Which commodities can you trade in financial markets? Commodities traded in commodity markets can be classified into three broad categories: energy, metals, and agriculture. Energy commodities include crude...

Jun132023 by Clare LouiseNo Comments

How to Choose a Reliable Credit Repair Agency and Avoid Common Pitfalls

Finance

The decision to use a credit repair company should not be taken lightly. Choosing the wrong company might cost you hundreds, if not thousands, of money, and if they fail you could be looking at a delay of months, if not years, before you achieve your goal of a respectable credit score. Employing a credit repair company that is not reputable might get you in legal trouble, as if all of the above weren't awful enough. This page is meant to serve as a shopping guide for credit repair services, making the process less daunting and increasing the probability that you won't be taken advantage of. What follows is a checklist you can use to help you choose a reliable credit repair service that will put in the time and effort necessary to get you where you want to be financially. Learn the ...

Jun132023 by Clare LouiseNo Comments

What You Would Need to Know About the Virginia Minimum Wage

Finance

As a business owner in Virginia, you must follow all laws pertaining to the employment of Virginia residents. One of the most important labour regulations in each state is the minimum wage requirement. Several U.S. states, including Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, don't have their own minimum wages and are thus only required to pay the federal minimum wage of $7.25 per hour to their employees. Since the federal minimum wage became the standard in 2009, this is the case. The minimum wage in the other 15 states that have their own minimum has also been maintained at $7.25 per hour by popular vote. North Carolina, Georgia, and North Dakota are only a few examples. As a result, Virginia has the 19th highest minimum wage in the United States at $12.00 per h...

Jun122023 by Clare LouiseNo Comments

7 Reasons Why You Should Consider Hiring an Accountant for Sole Trader

Finance

As a sole trader, you're responsible for every aspect of your business, from creating products or services to keeping track of finances. While it may seem tempting to handle everything on your own, the truth is that managing your accounting can be overwhelming and time-consuming. That's where hiring an accountant for sole trader comes in. Here are seven reasons why you should consider hiring an accountant for your sole trader business. Better Financial Management An accountant has the expertise and knowledge to help you manage your finances better. They can help you create and maintain financial statements, organize your bookkeeping, and provide advice on budgeting and cash flow management. By having a clear understanding of your financial position, you'll be able to make informed de...

Jun52023 by RaoulNo Comments

Inventory Mastery: Maximizing Profits Through Effective Management

Business

In the dynamic world of business, where supply and demand constantly interplay, lies the secret to success: efficient inventory management. Rely on inventory management shopify, a meticulously synchronized platform, ensuring that the right products are available at the right time, in the right quantities. It's the art of balancing supply and demand, minimizing costs, and maximizing profitability. With innovative technologies, data-driven insights, and strategic planning, businesses can navigate the intricacies of inventory management, transforming their operations into a well-oiled machine. In the world of inventory management, efficiency reigns supreme, and businesses unlock the secret to sustained success. Know the Significance of Inventory Management Inventory management is cr...

Jun52023 by Normand JordanNo Comments

What You Need to Know About Student Loans

Finance

Student loans are loans offered by banks, financial institutions, or other lending companies to students and graduates in order to help them pay for their higher education. Student loans can be taken out for various purposes like tuition fees, living costs, books, travel and study materials etc. Student loans are available to students who are enrolled as full-time students at accredited colleges/universities. Depending on each school's policy, these loans may also be awarded based on merit, need or both. Here is why student loans are essential. Accessibility You can apply for a loan through any institution, whether a bank or an online lender. This means that you will be free to choose an institution that offers better value for money and higher returns for your education. L...